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  <!-- Typing & Learning -->
  <url><loc>https://rafiqy.app/tools/typing-tutor</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/pomodoro</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/word-counter</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/text-cleaner</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/doc-composer</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/urdu-keyboard</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Finance -->
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  <url><loc>https://rafiqy.app/tools/loan-emi</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/salary-slip</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
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  <url><loc>https://rafiqy.app/tools/loan-manager</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/gold-price</loc><lastmod>2026-04-17</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/tax-optimizer</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
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  <url><loc>https://rafiqy.app/tools/voice-invoice</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Pakistan Tools -->
  <url><loc>https://rafiqy.app/tools/pk-id-tax-hub</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/kameti</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/driving-fines</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/property-comp</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/tools/refrigerant-calc</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Productivity -->
  <url><loc>https://rafiqy.app/tools/world-time</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/voice-diary</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/daily-planner</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/habit-tracker</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/packing-list</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/tools/freelancer-risk</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/warranty-tracker</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/student-groups</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/tools/timeline-builder</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Design & Creative -->
  <url><loc>https://rafiqy.app/tools/color-palette</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Security & Privacy -->
  <url><loc>https://rafiqy.app/tools/text-encryptor</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/data-leak-detector</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/doc-redaction</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Health -->
  <url><loc>https://rafiqy.app/tools/drug-checker</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/symptom-tracker</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/measurement-tracker</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Developer Tools -->
  <url><loc>https://rafiqy.app/tools/regex-tester</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/data-transformer</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/markdown-scraper</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/tools/log-analyzer</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/tools/config-converter</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/tools/mock-data</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/trace-correlator</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/tools/schema-mapper</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/tools/json-formatter</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/text-diff</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- PDF Tools -->
  <url><loc>https://rafiqy.app/tools/compress-pdf</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/merge-pdf</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/split-pdf</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/pdf-convert</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/doc-converter</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/text-extractor</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/pdf-search</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Image & Productivity -->
  <url><loc>https://rafiqy.app/tools/image-suite</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/resume-builder</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/whatsapp-tools</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/tools/age-calculator</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/unit-converter</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/password-generator</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/qr-generator</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/solar-planner</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://rafiqy.app/tools/rent-vs-buy-calculator-pakistan</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://rafiqy.app/tools/petrol-vs-hybrid-vs-ev</loc><lastmod>2026-05-04</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://rafiqy.app/tools/salary-offer-calculator-pakistan</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/freelance-tax-planner-pakistan</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://rafiqy.app/tools/investment-allocation-planner-pakistan</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Category Pages -->
  <url><loc>https://rafiqy.app/category/productivity-tools</loc><lastmod>2026-04-19</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/category/finance-tools</loc><lastmod>2026-04-19</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/category/pdf-tools</loc><lastmod>2026-04-19</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/category/developer-tools</loc><lastmod>2026-04-19</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/category/pakistan-tools</loc><lastmod>2026-04-19</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/category/writing-tools</loc><lastmod>2026-04-19</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/category/image-tools</loc><lastmod>2026-04-19</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/category/security-tools</loc><lastmod>2026-04-19</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url>

  <!-- Blog listing -->
  <url><loc>https://rafiqy.app/blog</loc><lastmod>2026-05-06</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>

  <!-- Blog posts -->
  <url><loc>https://rafiqy.app/blog/typing-learning</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-improve-typing-speed</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/typing-tips-for-beginners</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/productivity-tools</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/pomodoro-technique-guide</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/writing-tools</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/word-count-for-seo</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/developer-tools</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/finance-investing</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-calculate-emi</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-much-loan-can-i-afford</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/should-you-pay-off-a-loan-early</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-manage-multiple-loans-without-losing-track</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/pakistan-tools-guide</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/pakistan-income-tax-calculator</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-file-salaried-tax-return-in-pakistan</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/legal-ways-to-save-salary-tax-in-pakistan</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/why-your-salary-tax-deduction-may-look-wrong</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/how-tax-shield-optimizer-helps-you-see-what-actually-saves-tax</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/salary-slip-pakistan</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/salary-slip-simple-guide-pakistan</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/gold-price-pakistan-today</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-check-gold-value-in-pakistan</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/security-privacy-tools</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/health-wellness-tools</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/travel-tools</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-split-family-trip-or-friend-expenses</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/pdf-tools-guide</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/compress-pdf-online</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-extract-text-from-images-and-scanned-notes</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/urdu-tools-guide</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/urdu-typing-online</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/type-urdu-online-without-inpage</loc><lastmod>2026-05-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-use-urdu-typing-for-whatsapp-cv-and-forms</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/how-urdu-typing-practice-helps-job-tests-and-office-work</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-write-a-clean-letter-or-cv-fast-without-word</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/business-tools</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-use-voice-invoice-for-freelancers-and-small-shops</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/student-group-randomizer-for-teachers</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-build-a-legal-timeline</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/age-calculator-life-stats</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/unit-converter-guide</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-find-a-good-meeting-time-across-pakistan-dubai-uk-and-us</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/password-generator-security</loc><lastmod>2026-04-19</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-check-a-cv-or-document-for-sensitive-data-before-sending</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://rafiqy.app/blog/how-to-redact-sensitive-info-before-sharing-documents</loc><lastmod>2026-05-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
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