Income Tax Calculator — Salary Tax Estimate for FY 2025-26
Estimate salary income tax using current salaried slab rates for Tax Year 2026 (Financial Year 2025-26). This calculator is designed for practical planning: monthly salary in, annual tax and take-home estimate out, with the tax logic aligned to Pakistan's current FBR rules.
What this tool helps you do
- Pakistan salary tax under Finance Act 2025
- Tax shields: VPS (Sec 63), Life Insurance (Sec 62), Charity (Sec 61)
- Effective tax rate and monthly take-home
- Filer and non-filer rate support
How it works
Estimate salary income tax using current salaried slab rates for Tax Year 2026 (Financial Year 2025-26). This calculator is designed for practical planning: monthly salary in, annual tax and take-home estimate out, with the tax logic aligned to Pakistan's current FBR rules.
It covers the main items salaried users usually need: slab-based salary tax, annual bonus impact, VPS pension credit, eligible charity credit, senior rebate rules and year-over-year comparison. It is intended for planning and budgeting, not as an official filing interface.
Your inputs stay on your device while the calculator works. Use the result to sense-check payroll deductions, compare tax years, or estimate whether extra pension investment or donations materially change your tax outcome.
Frequently asked questions
- Which tax year does this calculator cover?
- Tax Year 2026 — income earned from July 1, 2025 to June 30, 2026 (FY 2025-26). Slab rates are from the Finance Act 2025.
- What is the current tax-free income limit in Pakistan?
- For Tax Year 2026, income up to Rs 600,000 per year is tax-free (0% slab) for salaried individuals.
- Can I use this for business income?
- No. This calculator currently estimates salaried-person tax only. If your income is business, self-employed or freelance, use it only as a rough reference and verify separately before relying on the result.
- What is the surcharge and who pays it?
- A 10% surcharge applies when total tax liability exceeds Rs 1,500,000. Applied on the portion of tax above that threshold, not on income itself.
- Is this tool approved by FBR?
- This is an unofficial estimation tool for planning purposes. Always verify your final return on the official IRIS portal at iris.fbr.gov.pk.
Related guides
- How Much Solar Do I Need for a 20,000 Bill?A practical guide to sizing solar for a PKR 20,000 monthly electricity bill, including units, city sun hours, daytime usage and net billing effects.
- How Much Solar Do I Need for a 30,000 Bill?A practical sizing guide for households with a PKR 30,000 monthly electricity bill, including when 5kW is enough and when 6–7kW becomes more realistic.
- Solar Calculator Guide: System Size, Cost, Net Billing & PaybackA practical solar calculator guide covering system size, install cost, net billing, meter fees, battery prices, right-sizing and payback with current Pakistan assumptions.
- How Tax Shield Optimizer Helps You See What Actually Saves TaxA practical guide to using the optimizer so tax-saving decisions are based on actual impact, not vague claims or product sales talk.
- How to Check CNIC, NTN, and Tax Reference Details in One PlaceA practical guide for Pakistani users who need to decode CNIC details, validate NTN or STRN format, and check common tax-reference information faster.
- How to File a Salaried Tax Return Without GuessingA practical salaried-person guide to tax filing: what documents to keep ready, what the calculator helps with, and what to verify before filing under Pakistan rules.